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Article

7 August 2026

The Insurance and Enterprise Risk Management Gap

Why ERM insights and insurance decisions need to be more closely connected.

By Emelie Ekholm · Senior Insurance & Risk Management Leader

As risks grow and business environments become more complex, companies work hard to make better, informed decisions. Continuous improvement is crucial, yet one gap remains: ERM and insurance often develop separately, leaving key risk insights unused, which ultimately can drive cost for the organization.

The full article is available as a PDF, covering why the gap exists, the consequences for risk financing and loss handling and how communication, knowledge-sharing and transparency close it.